Life - Articles - Canada Life enhances GIP and GCI


 Canada Life Group Insurance has announced the addition of a Treatment Sourcing Service (TSSTM) in partnership with Medical Care Direct (MCD), for its Group Income Protection (GIP) and Group Critical Illness (GCI) policyholders from 1st October 2014. The new service provides private medical treatments tailored to an individual’s circumstances for a fixed price whenever possible.

 The TSS is available online and by telephone, enabling users to take advantage of a database of all 450 private hospitals and NHS private patient units in the UK, and over 20,000 consultants. MCD will negotiate and tailor packages for a wide variety of treatments, based on the individual’s statement of what matters to them with regards to cost, location, timescale, specialist or other criteria.

 Access to the service is normally provided at a cost of £35 per person, per year, but is provided at no additional cost to both insured and uninsured employees of Canada Life’s Group Income Protection and Group Critical Illness policyholders, as well as to their immediate family members.

 Paul Avis, Marketing Director at Canada Life Group Insurance, comments:

 “We aim to support employees and family members both pre- and post-claim better than any other insurer, as we believe that Group Insurance should provide much more than just a financial benefit. Ranked as the number one provider for value-added services by ORC in its annual review of advisers in 2014, we are not resting on our laurels and MCD is a further example of our investment in employee health.

 “Launched in anticipation of the Government’s Health and Work Service (HAWS) pilot in December, we believe, by its full roll-out in 2015, employers will be using a form of medical treatment sourcing, albeit within the £500 limit for employer tax exemption. This allows employees without private medical cover, or those covered by PMI but with exclusions, access to faster treatments where there are long NHS waiting lists. Plus, for all employees and immediate family members, convenient fixed-price treatments take the stress out of sourcing personally-funded healthcare.”

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