General Insurance Article - CII global risk research programme




 To mark the centenary of the Chartered Insurance Institute (CII) gaining its Royal Charter, on 5 February 1912, the CII is undertaking a major research project. This research programme will consider the changing nature of risk, reflecting on the risks of the last 100 years and considering those that the next 100 years will bring.

 Over the course of the year the CII will publish a series of seven reports, each one focusing on one of four particular aspects of risk over the coming decades. The four themes will be – socio-economic, medical and demographic, environment and technology. All the reports will carry a CII analysis section reviewing pertinent past trends and their implications alongside a number of expert essays by external contributors setting out their opinions and views on the future.

 The first report ‘‘Future risk: Learning from history’ begins with a discussion of some of the key trends over the last century, and the important lessons that can be learned from a careful historical analysis. It also contains some preliminary findings from a global opinion poll into the public’s perceptions of future risks.

 David Thomson, director of policy and public affairs, said: “We face a huge range of global challenges from the current financial crisis and subsequent Eurozone sovereign debt problems through to the continuing increase in population and life expectancy, along with the increasing threat of catastrophic weather events that global warming brings.
 
 “The insurance and financial services sectors must remain one step ahead of these issues to provide the advice and risk management on which clients rely. Our centenary series of reports seek to highlight some of the actions and choices we must address if we are to manage the risks and continue to secure the security, health and prosperity of clients in the next 100 years.”

 A copy of ‘Future risk: Learning from history’ and further details on the research programme can be found on the CII website at http://www.cii.co.uk/pages/research/researchandsurveys.aspx
  

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