General Insurance Article - Comment on electronic device ban on flights


A spokesperson for Direct Line Travel Insurance, comments:“Ordinarily, customers are not covered for carrying these items in the hold, as they fall within the definition of ‘valuables’. However, we will consider claims whilst this advice remains in place for inbound flights from the six affected countries.

 All customers travelling to and from other destinations are still expected to keep these items with them at all times and carry them as part of their hand luggage, in the cabin. It may be sensible for customers to leave valuables at home. The single item limit for valuables will still apply, therefore, we recommend customers check their travel and home policies to ensure they have the right level of personal possessions cover.”

 Direct Line will consider claims where:

 The advice remains in place, and
 The customer is flying from an affected country, and
 The item lost/ damaged/ stolen is electronic and exceeds the restricted dimensions, and
 The carrier has confirmed the customer was following their instructions (including where they have required the customer to put other electronic items in the hold, such as smaller devices, cameras, etc.) but will not compensate them for the cost (in full or part).

 We would expect customers to take appropriate precautions bearing in mind the new rules. This would include using padded cases for electronic items, and ensuring cases are locked when handed over to carriers.
 Customers should still approach their carrier in the first instance as some may decide to pay for damage themselves, whether or not they change their conditions of carriage.

 The customer must meet all other requirements of the policy, for example, provide proof of ownership and damage. This does not apply to other valuables, such as jewellery. Customers should keep these with them and carry them as part of their hand luggage. 

Back to Index


Similar News to this Story

Political risk insurance to surge amid geopolitical tensions
The US–Israel war with Iran is destabilizing much of the surrounding Middle East, with businesses such as hotels, data centers, and pipelines facing h
Energy shock fears resurface as oil and gas race higher
The FTSE 100 falls almost 1% as oil and gas prices surge. The Bank of England is set to follow the Federal Reserve and keep interest rates on hold. Th
Insurance market remains resilient as terrorism risk evolves
As global terrorism threats become more complex and widespread, the need for comprehensive risk management and insurance solutions, including terroris

Site Search

Exact   Any  

Latest Actuarial Jobs

Actuarial Login

Email
Password
 Jobseeker    Client
Reminder Logon

APA Sponsors

Actuarial Jobs & News Feeds

Jobs RSS News RSS

WikiActuary

Be the first to contribute to our definitive actuarial reference forum. Built by actuaries for actuaries.