Opening a 9 week consultation on advanced driver assistance systems and automated vehicle technology (ADAS and AVT), the UK Government has reiterated that data and data sharing will be key to determining whether the driver or the vehicle was responsible for any collision, citing in-vehicle data recorders as the means to collect this data. The consultation allows all drivers the chance to have their say on the proposed changes, including the extension of car insurance to include product liability, and the use of driverless technology.
Selim Cavanagh, VP of Telematics at Wunelli says: “Whilst it’s two short paragraphs in a 40 page consultation document* we are pleased to see that data and data sharing will form part of the consultation process. It indicates the scale of the data challenge insurers and motor manufacturers (OEMs) face in supporting the emergence of ADAS and AVT across the UK.
“It’s not just how the data is collected from the car but how it will be cleansed, validated, analysed and ultimately shared that needs serious consideration. The ‘special equipment’ mentioned in the consultation to extract the data collected, we believe should actually be a combination of data tools and human expertise. We need as much investment in data scientists as data technology - to bring insights from the vast amounts of data to come from ADAS and AVT data.
“The success of ADAS and AVT relies on the driving data that can be obtained and understood from those vehicles and Wunelli is already working closely with OEMs to ensure that data is in a usable format. By working with motor manufacturers and getting access to the data being collected from cars, insurers will be able to understand how risk changes across the different level of autonomy and develop insurance products accordingly.
“Driving data, regardless of its source whether from an OEM, from a black box, smartphone app or 12V device - needs filtering, normalising and enriching to bring value. Those insurers and brokers already operating in the telematics market will be at an advantage during the testing phase and as these new vehicles materialise. They can prove they understand risk and they have invested in the human skills. This will ultimately help them to commercialise and de-risk the driverless car opportunity”.
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