General Insurance Article - Legal & General launch ‘Healthy Living’ online tool


•The innovative new online tool called ‘Healthy Living’ will enable employers to see trends in their employees’ health, such as increases in stress levels.

•It follows the launch of Legal & General’s campaign, ‘Stress in the City,’ highlighting the extent of stress in the workplace, particularly in the financial services sector.

 Healthy Living is being launched in partnership with roadtohealth, a leading provider of online health programmes and will be made available to all new and existing Legal & General Group Protection customers. It will allow employees to assess, monitor and improve their health online. Although employers will not be able to see their individual employee’s data, they will be able to see trends in their employees’ health, for example increases in stress, which will help them to better understand the wellbeing of their employees.
 
 Employees register with the site and then complete a Health Risk Assessment (HRA). The HRA is split into sections based around medical history, lifestyle, diet and stress. Once completed, the employee will be given a Q score. The Q Score helps an employee to understand how healthy they are by placing them in a virtual queue of 100 people of the same age, race and gender. The higher the Q score the healthier the employee is.
 The “Q Score” allows the employee to understand how their diet, lifestyle and stress affect their health. The tool will then help employees to easily assess areas of their lifestyle they could improve. They’ll then be able to utilize a range of e-tools, including being able to set personal health goals and signing up to an online 12 week health coach, to help improve their score over time.
 
 The progress trackers and action plans included within Healthy Living enable employees to keep up-to-date on their journey to improving their health, as well as receiving weekly emails packed with practical health tips.
 Commenting on Healthy Living, Jim Islam, Managing Director of Legal & General Group Protection, said:
 “This new service demonstrates our continued commitment to the health and wellbeing of our customers and their employees. Our aim is to provide customers with a reusable and valuable resource that allows their employees to assess, monitor and improve their health over time. This service will be provided at no extra cost to new or existing customers and is further evidence of our continuing efforts to enhance our position in the Group Protection market.”
 
 Leading betting and gaming firm, Ladbrokes (employs 15,000 employees), are set to be one of the first companies to roll out Healthy Living to its employees. They will benefit from the full range of services with relevant employees able to set personal health goals and access information about healthy living. Ladbrokes will be able to monitor the overall health of their employees, keeping track of health risks, for example, increase in stress, diabetes or heart diseases amongst their workforce.
 
 Phil Rixon, Pensions and Benefits Manager at Ladbrokes, said:
 “The Healthy Living tool provides real benefits to both Ladbrokes as employers and our colleagues as well. Healthy Living will enable us to monitor the wellbeing of our colleagues and allow us to see if there are any areas that we can work together to improve. Our colleagues will benefit from the wide range of e-tools available and I am confident tools, such as the 12 week health coach, will help reduce sickness absence and improve the health of our colleagues and company.”
 
 David Hope of roadtohealth said:
 "roadtohealth are delighted to extend our existing working relationship with Legal & General to now include Healthy Living with the Group Protection team's activities with their customers. We look forward to helping these customers learn more about their own health and taking positive steps along the roadtohealth"
 Healthy Living is part of Legal & General’s Worklife Solutions, and is available to all its Group Protection customers. It includes a range of benefits to support the employees of its customers in maintaining a healthier worklife balance. These benefits have been designed to help minimise staff absenteeism, motivate staff, improve engagement, reduce stress in the workplace, assist employees in every day matters as well as help employers provide a duty of care.
  

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