Skandia International has announced the launch of a flexible offshore investment bond in Spain. The award winning European Capital Account (ECA) has been redesigned especially for the Spanish expat market to meet the growing demand for a flexible savings solution. The ECA takes an innovative approach to saving for the medium to long term. Customers who plan to invest for at least five years can use a charge free withdrawal allowance of 10% each year, without triggering an early surrender charge. This gives investors easy access to money with the maximum potential for their investment to perform. The payment options are equally as flexible; once an initial lump sum of just £10,000 (€15,000) is made, investors are able to make regular and ad hoc payments as and when required. Through the ECA investors can access over 150 Spanish compliant international investment funds and defer when they pay tax on their savings. This can form an integral part of a client’s financial strategy, helping them save for retirement, education or any other financial goal. Phil Oxenham, head of international proposition marketing at Skandia International comments: “We see a great opportunity in the Spanish market for a flexible investment solution which meets the evolving needs of expats living in Spain. The launch of the ECA means investors can benefit from greater choice and flexibility together with wider investment opportunities.” |
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