General Insurance Article - Travel insurance update after more countries banned


A statement from Antony Martin, Managing Director at Insurefor.com following the latest UK Government announcement today regarding the latest travel updates and how these will impact travel insurance.

 Antony Martin, Managing Director at Insurefor.com says: “Following the latest UK Government announcement that Croatia, Austria and Trinidad & Tobago will be removed from the travel corridors list, Brits must be aware of how this impacts their travel insurance.

 While we are in the process of updating our travel insurance products in the likely event that the government imposes further quarantine requirements for UK travellers visiting other destinations, it is important for customers to know what they are and are not covered for as travel restrictions are being updated so frequently.
 
 As it stands, if a customer has already travelled to Croatia, Austria and Trinidad & Tobago before it was removed from the FCO travel corridors list, unless advised by their travel provider (they bring the flight forward for example), they can continue on their holiday as normal with Insurefor.com’s COVID-protection travel insurance cover in place. This includes cover if they have tested positive for COVID-19 and need medical assistance, if the hotel they have already checked into is closed due to local lockdown or COVID issues if other guests have tested positive.

 For customers who haven’t yet travelled to Croatia, Austria and Trinidad & Tobago, visiting a country after the FCO has advised against non-essential travel would make their travel insurance void. In the event that customers need to change their holiday dates or their flights are cancelled, the travel company should refund or change the date.

 Insurefor.com’s policy does not cover the 14 day quarantine imposed by the UK Government, but we would change the policy to another date free of charge or provide a refund if booked within 14 days.

 While Croatia, Austria and Trinidad & Tobago have been removed from the travel corridors list, it’s positive to see that the UK Government is recognising when other destinations are deemed safe enough to be added. We are pleased that those travelling from England to Portugal will no longer need to quarantine for 14 days upon their return to the UK. For customers who have taken out Insurefor.com’s COVID-protection insurance, they will be covered both pre-departure and during their trip for as long as Portugal remains on the travel corridors list. Pre-departure cover includes cancellation if travellers test positive for COVID-19 (even if this is at the airport) and cannot travel or if the UK or the customer’s local area goes into lockdown. It also covers emergency medical care and repatriation should they contract the virus whilst travelling, if the hotel they have checked into is closed due to local lockdown or if other guests have tested positive for COVID-19.”
  

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