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Getting ahead of cancer

In this latest episode of our Inside Health series, Dr Zoe Williams sits down with Dr Tim Woodman, Bupa’s Medical Director of Policy, and Dr Frankie Jackson-Spence, cancer expert, to explore how cancer screenings, tests, and prevention strategies can help you get ahead of cancer.
Posted on Tuesday Dec 2

Lift your strategic role in climate, sustainability and ESG

By collaborating more closely with sustainability teams and using data-driven insights, risk professionals can shape resilience and help protect long-term business value. We’re seeing more organizations expand sustainability teams’ remits to include areas traditionally overseen by risk professionals. This trend is driven by climate disclosure requirements and increasingly complex, volatile climate and natural catastrophe risks.
Posted on Tuesday Dec 2

Theory to practice the first year of funding code valuations

In 2025, many defined benefit (DB) pension schemes faced a landmark moment: their first actuarial valuations under The Pensions Regulator’s (TPR’s) new funding code. Now, a year on, we’re starting to see how schemes are responding to the biggest shake-up in funding rules for over 20 years. Each scheme faces its own challenges in first-time adoption, for many, strong funding positions have eased the transition, allowing them to retain existing strategies while ticking the compliance boxes.
Posted on Monday Dec 1

Autumn Budget employer implications beyond the headlines

Recorded on the morning after the Chancellor's announcement, Barnett Waddingham's expert-led panel have unpacked the key outcomes and implications of the government's 2025 Autumn Budget.
Posted on Friday Nov 28

Spotlight on fraud as trustees are urged to make the Pledge

This month marks the fifth anniversary of our Pledge to Combat Pension Scams campaign. The threat of scammers is ever-present, and trustees and administrators have a crucial role to play in protecting their members by making the Pledge. While national initiatives like the BBC’s Scam Safe week – which we are supporting this week – help raise awareness, it’s the pensions industry who are best positioned to warn and protect pension savers.
Posted on Friday Nov 28

Final Day for Voting in the 2025 Actuarial Post Awards

It's your last chance to vote in the 2025 Actuarial Post Awards as the voting window slams shut tonight. We have been celebrating and rewarding talent and achievements of individuals in the actuarial arena since 2012. We would like to thank our sponsors who support the awards, this year Pension Insurance Corporation (PIC) sponsor Actuary of the Year and Bolton Associates sponsor GI Actuary of the Year. Sustainability Actuary of the Year is sponsored by Star Actuarial Futures. It's your final chance to cast your vote today.
Posted on Thursday Nov 27

The FCA on rebalancing risk

Rebalancing risk is one of the corner stones of the FCA Strategy 2025 to 2030. Risk is not solely something to be mitigated but a necessary condition for encouraging investment and innovation. Our initiatives centre on higher standards, enabling market access, support, and innovation.Increased participation in private markets offers new opportunities and new risks. Our supervisory work is focusing on valuation practices, conflicts of interest and risk management to support industry and investor confidence.
Posted on Wednesday Nov 26

AI is rewriting the rules for commercial lines

Discover how AI is transforming commercial insurance by improving efficiency, enhancing decision-making, and building resilience across underwriting, claims, pricing, and portfolio management. Commercial lines insurance is changing—not with loud announcements or flashy tech demos, but through quiet, meaningful shifts in how work gets done. Much of this progress is driven by teams applying AI tools to everyday tasks. Underwriters are spending less time wrangling documents and more time thinking critically about risk.
Posted on Tuesday Nov 25

The resilience of an aging world

With global populations over 65 expected to double by 2050, aging is often seen as a risk multiplier. Yet it can also be a source of resilience. During societal contingencies, most older people need more help than others, because physical frailty is a fact of life. But senior citizens also have crucial skills, not least because they have spent most of their lives in an era during which digital tools and solutions didn’t exist.
Posted on Monday Nov 24

How to unlock true value from workplace pensions

Workplace pensions are one of employers’ most powerful tools to support their people’s financial wellbeing, engagement and long-term retention. But despite often being the single largest employee benefit cost, many schemes run on autopilot - offering limited insight into the value they deliver for the business or its people. Employers stand to gain far more when they treat pensions as a strategic asset with significant value and not just another expense on the balance sheet.
Posted on Friday Nov 21

Engagement - the underused risk management tool

Defined contribution pension schemes are seen as low risk for employers, but if staff don’t understand and appreciate them, the risks can add up. With the rise of defined contribution (DC) pensions, many of the risks associated with building and managing adequate retirement savings have been transferred to individuals. However, this doesn’t make DC a no-risk option for employers. For instance, if a lack of savings means people can’t retire, this can introduce succession and workforce management challenges for their employers.
Posted on Thursday Nov 20

A 360 Degree Lens on Risk Data and AI

This session provides a clear overview of the fundamentals of Risk Engineering and the vital role of real-time, accurate insights to improve portfolio performance, enabling smarter decisions to mitigate claims. The session also addresses how these capabilities & the use of AI to analyse data can support growth in a resource-constrained environment – where market expansion and client expectations for digital are driving evolutionary change.
Posted on Wednesday Nov 19

Preparing for a Budget clampdown on pension salary sacrifice

Our experts crunch the numbers and assess what a UK Budget clampdown on pension salary sacrifice might mean for employers and employees. On 8 November, the front page of The Times warned that Chancellor was looking to restrict employees' ability to sacrifice salary in exchange for higher employer pension contributions, saying: "Rachel Reeves is expected to use the Budget to cap the amount that can be sacrificed without incurring National Insurance payments at £2,000 a year".
Posted on Wednesday Nov 19

Inflation protection in fixed income

UK Consumer Prices Index (CPI) inflation held at 3.8% in September 2025 for a third consecutive month. While the Central Bank expect a steady return to its 2% target over the next couple of years, global tariffs, robust UK wage growth and ongoing geopolitical tensions mean that inflation risk remains. This article explores practical ways that short-term investors can manage inflation risk within their fixed income portfolio through: inflation-linked income (the bedrock of your solution); duration management (keep it low); and active asset allocation and diversification.
Posted on Tuesday Nov 18

Actuarial Post Awards 2025 Vote Now

Welcome to the 2025 Actuarial Post Awards. We would like to announce, that after yet another record number of nominations for the Actuarial Post Awards that you can now vote for the nominees that made the shortlist in their category. We would like to thank our sponsors who continue to support the awards, Pension Insurance Corporation (PIC), Bolton Associates and Star Actuarial Futures. We would also like to thank you once again for joining us as we continue to celebrate and reward the talent and achievements of individuals in the actuarial arena.
Posted on Monday Nov 17

PRAs life insurance stress test

Prudential Regulation Authority’s (PRA) LIST25 stress test assesses UK bulk purchase annuity insurers' resilience under severe scenarios, with firm-level results published publicly for the first time. The Prudential Regulation Authority (PRA) launched its Life Insurance Stress Test 2025 (LIST25) towards the end of 2024. LIST is a biennial exercise designed to assess the resilience of the UK life insurance sector under severe but plausible adverse conditions.
Posted on Friday Nov 14

Balancing higher pension costs with retention

With the government re-establishing the Pensions Commission, attention is turning again to auto-enrolment. Minimum contributions have been stuck for years, and with pension adequacy a growing concern, it’s understandable that policymakers are asking whether employers should be paying in more. But our latest research shows there’s a problem: many employers say they simply don’t have the headroom to absorb higher pension costs right now.
Posted on Wednesday Nov 12

Stars of the Future 2025 Edition of Actuarial Post Magazine

Our Stars of the Future 2025 take centre stage in the magazine this month. We would like to congratulate our overall winner Paul Ring from Chubb who is featured on our front cover and to our runners up Hannah Graham from EY and Aquilla Fatch from M&G. A huge vote of thanks must go to our sponsors Star Actuarial Futures who continue to support this ever-popular award. We have placed all the other nominees in alphabetical order as the competition was so close once again this year.
Posted on Monday Nov 10

Global trends in the Gender Pensions Gap

Reporting on the Gender Pensions Gap (GPG) is set to become mandatory in the LGPS. The recent Access & Fairness consultation proposes the publication of results in each valuation cycle in England & Wales. Across the UK, gaps exist in the level of pension accrued over a working life by female members versus their male counterparts. But we’re not alone. The average GPG is 29% across the EU, with individual results varying from as little as 2% in Estonia to a high of 44% in Luxembourg.
Posted on Friday Nov 7

What is aggregation and how does it work

Continuing our popular series of ‘De-mystifying Insurance’, today we focus on aggregation. So what is aggregation? What impact can it have on claims, and does it have wider implications for Insureds when seeking to aggregate matters in order to maximise recovery under a claims made policy? Put in simple terms, aggregation is a contractual mechanism under an insurance policy that allows for consolidation of multiple claims where a unifying factor can be identified, such that they are treated as one claim.
Posted on Wednesday Nov 5

Strengthening financial capability and inclusion for all

Financial inclusion and capability must go hand in hand. People need knowledge, confidence and support to make informed decisions. There is a gap between access to financial services and the public’s ability to use them effectively. The FCA cannot solve these issues by itself – coordinated action and collaboration is essential to ensure support reaches those who need it most. This is a pivotal moment for financial inclusion and capability. When they are mismatched, it creates points of vulnerability when small decisions carry big consequences.
Posted on Tuesday Nov 4

Workplace pensions and a new chapter for DC schemes

What changes are underway, and what do they mean for employers and pension scheme members? The UK government has described 2030 as the “watershed date” for its future vision of the defined contribution (DC) pension market to be in place. In the “Roadmap for workplace pensions” issued in June 2025; the government outlined a timeline for implementing a wide range of reforms designed to achieve this vision.
Posted on Monday Nov 3

Resilience in a world of interconnected risk

Disruption is now the norm, not the exception. Emerging risks are known but underprioritized; resilience needs embedding into strategy through interconnected risk frameworks, scenarios, and learning. Across industries, leaders face a landscape that is more volatile and interconnected than ever. From cyber-physical convergence to climate extremes, geopolitical fragmentation, and technology-enabled threats, disruption is no longer occasional, it is the baseline.
Posted on Friday Oct 31

DB schemes must double down on liquidity management

DB pension schemes must have a robust approach to creating liquidity if they are to stay on course to meet their long-term objectives. Managing liquidity has always been a challenge for DB schemes, but the 2022 gilts crisis brought the need to maintain appropriate liquidity for LDI portfolios and wider scheme objectives into sharp focus, driving seismic changes in the way schemes invest and view liquidity in their portfolios.
Posted on Thursday Oct 30

2025 DB priorities as corporate flexibility tops the agenda

Our 2025 survey of 500 corporate finance and pensions decision makers in the UK shows businesses are prioritising corporate flexibility over endgames, but emerging alternative risk transfer options and surplus sharing are reforming choices. The past year has brought a wave of change to the UK Defined Benefit (DB) landscape. New guidance on endgame strategies, the government’s response on DB options, and the draft Pension Schemes Bill have all reinforced the growing regulatory and policy focus on the UK growth agenda, surplus sharing and endgame strategies.
Posted on Wednesday Oct 29