Pricing governance: how much control is too much?

This is the final article in a short series on pricing in a softening market. In the first article we explored the gap between technical price and market price. In the second we looked at the role of judgement when those numbers diverge. The natural next question is how that judgement should be governed. Pricing governance can be a difficult balance. Too little oversight and pricing decisions drift gradually away from technical assumptions. Too much control and underwriting judgement becomes constrained, slowing decisions and potentially leading to missed opportunities.

Practical toolkit for AI adoption in the Lloyd’s Market

AI is now moving beyond experimentation into everyday use, with many organisations now adopting a structured deployment model, with appropriate governance, to bring AI into their products, services and solutions.It’s a significantly evolved landscape from two years ago, when we first partnered with Lloyd’s Market Association (LMA) to deliver an in-depth survey into AI in Risk Management. We’ve revisited this survey to capture today’s outlook on the accelerating adoption of AI in the Lloyd’s market.

Multi-employer CDC schemes what opportunities do they offer

The past 18 months have seen significant developments in Collective Defined Contribution (CDC) pensions which could benefit millions of future savers. The Royal Mail CDC scheme went live in late 2024, marking the UK’s first single-employer CDC scheme under the existing CDC legislation. Since then, momentum has continued. Legislation is now being finalised to allow for multi-employer schemes, with the first scheme to launch in mid 2027.

Investment Insights Q2 2026

 

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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