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You may ask “But why bring empathy into pensions?”. Checking your projected pension or receiving a correct payment each month - surely this is all just about operational efficiency? Whilst that’s often true, the reality is that most people only engage with their pension funds or employers about their pensions during life events. These might be work-related such as a change in role or employer, or personal circumstances such as going through a divorce or having a baby.
Stewardship has become central to responsible investment, but real stewardship goes beyond box-ticking exercises and annual reports. Stewardship is at risk of becoming a buzz word that conjures images of extra reports and paperwork rather than being seen for the opportunity it represents – to create long-term value for asset owners. Stewardship is used to address key concerns, for example around strategy and performance but is also key to addressing systemic risks such as climate change, social inequality and resource scarcity.
Turbulent risk environment with multiple incidents, but favourable buying conditions. This is a half-year update looking back at the GB cyber insurance market in H1 2025, providing analysis and insights, covering market trends of pricing, capacity, coverage, and notable cyber incidents. The cyber risk environment in H1 has been incredibly turbulent, with multiple incidents reported in mainstream media; however, this is countered by very favourable buying conditions for cyber insurance