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With rumours circulating about the future of salary sacrifice, what could be the impact on pensions if the government decide to target this tax provision? As speculation grows around the future of salary sacrifice, many reward and benefits professionals are asking what potential changes could mean for pension arrangements as we approach the Autumn Budget. Salary sacrifice has long been valued as a tax-efficient mechanism, benefiting both employers and employees.
Our fast-changing world has become increasingly interconnected. Risks such as geopolitical instability and climate change continue to escalate on the world stage. With both risk dependencies and risk drivers surfacing and evolving more and more rapidly, so much is changing so quickly that by the time this article is published it may well be (slightly) outdated. Yet capital modelling techniques have barely changed, despite increasing pressure to better understand this more complex and fast-moving world.
Congratulations to the Red Roses in winning the Women’s Rugby World Cup final by defeating Canada 33-13 and whilst we are dishing out the plaudits a huge well done to The European team in winning the Ryder Cup at Bethpage Black, despite the partisan ‘heckling’. Rachel Reeves has given her Labour conference speech ahead of the Autumn Budget where she spent most of the day fending off question on tax rises, with a projected £30 billion shortfall the need for extra funding seems clear, however, where the tax rises will appear will remain open to conjecture until the Budget is announced.