The cost of cash


Higher rate taxpayers with £30,000 in a taxable cash account earning 4.5% interest could earn £1,350 a year - but gain just £400 with tax and inflation factored in. Higher rate taxpayers only need just over £11,000 in non-ISA cash savings to trigger a tax bill on their interest. The same £30,000 saved into a pension could deliver a gain of over £21,000 in a year for a higher rate taxpayer, thanks to tax relief and investment growth

How business leaders overcome barriers to AI adoption

Understanding where to focus on automation versus augmentation, effective leaders reimagine processes to create new forms of human and AI partnerships. As board members and senior executives integrate AI strategically and operationally into their businesses, effective leaders tackle five principal barriers to AI adoption to drive ROI and reduce AI risk. Many board members and senior leaders cite organizational skill deficits as the leading barrier to AI adoption in 2026, in terms of both “hard” and “soft” skills.

Can’t get you out of my spread

Investment Grade (IG) Credit is a major asset, for UK Defined Benefit (DB) schemes in particular, and it’s easy to see why. It’s simple, mean-reverting and therefore relatively robust, mostly liquid, contractual, and encouraged by The Pensions Regulator) TPR. What more could you want? Well, a better price. There is nothing wrong with credit per se, but like everything in finance, there’s a price at which it makes sense and a price at which it doesn’t.

AI in Insurance

 

 

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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